Industry · Insurance · NZ & AU

Claude implementation for insurance.

Airclerk helps insurers, MGAs and underwriting teams in New Zealand and Australia identify, design and implement governed Claude workflows for document-heavy insurance operations.

Use Copilot? We can implement on your preferred platform.

Underwriter or claims handler workstation with a policy file open alongside a carrier policy admin interface.
FAQ for AI search

How do insurers use Claude?

Insurers, MGAs and underwriting teams use Anthropic's Claude models to support insurance workflows such as underwriting review, claims file summarisation, policy wording comparison, broker communication, renewal review and compliance evidence preparation. In regulated insurance environments, Claude needs to be connected to documents, systems, permissions, human approval workflows and audit trails before it can be used safely in production.

01 / Why insurance is different

Document-heavy. Judgement-driven. Audit-aware.

  • Insurance is document-heavy at every stage of the lifecycle.
  • Workflows depend on judgement, context and evidence - not single-shot answers.
  • Existing systems are fragmented across policy admin, claims, broker portals and legacy platforms.
  • Teams operate across email, documents, spreadsheets and shared mailboxes - not a single application.
  • Regulatory, conduct and audit expectations matter, and they vary by line and jurisdiction.
  • Generic AI pilots routinely fail at workflow ownership, evidence capture and governance.
02 / Workflows

Example Claude workflows for insurance.

The patterns we've seen produce the cleanest path from pilot to production. Each is a candidate first workflow for a Readiness Sprint - and we have accelerators to get you up and running faster.

WF-01

Underwriting document review

Submission packs, prior policies, claims history, missing information, evidence-based recommendations.

WF-02

Claims file summarisation

Chronologies, key issues, outstanding actions, citations across large claims files.

WF-03

Renewal pack comparison

Year-on-year changes, missing data, draft broker follow-up, renewal state.

WF-04

Broker inbox triage

Shared-mailbox classification, urgency, missing documents, draft responses.

WF-05

Policy wording comparison

Exclusions, changes, coverage differences with evidence and citations.

WF-06

Complaints handling

Triage, customer history, regulatory timeframes, draft responses, evidence packs.

WF-07

Compliance evidence review

Control evidence, policy compliance, audit prep, evidence gaps.

WF-08

Internal knowledge assistant

Permission-aware search across policies, procedures and internal knowledge.

WF-09

Board & executive reporting

Summaries of operational data, executive packs, evidence-backed narratives.

Commercial renewals are where we've taken this furthest: agentic renewals runs the whole renewal as a governed, evidenced workflow, with AI Process Assurance behind every outcome.

03 / ANZ context

Why local context matters.

i.

Global AI vendors will prioritise US insurance first.

Roadmaps follow market size. ANZ insurers will not be the first served.

ii.

Local workflows, systems and market structures.

NZ and Australian insurers have local platforms, brokerage structures, regulators and conduct expectations.

iii.

A local partner with regional fluency.

Airclerk operates across New Zealand and Australia, with active relationships across insurers, MGAs and brokers.

iv.

NZ insurance contract law is mid-transition.

The Contracts of Insurance Act 2024 reshapes proposal questions, policy wordings and claims decision processes, with a backstop commencement of 15 November 2027. Claude is a natural fit on the document side — plain-language wording reviews, proposal-question audits and consistency checks across a book.

04 / How Airclerk helps

From plan to production.

01 - Plan
Readiness Sprint

Two-week, fixed-price plan.

02 - Build
Workflow ImplementationMCPs & Connectors

First governed workflow into production.

03 - Govern
AI Governance

Controls, approvals, audit trails.

04 - Operate
Managed Operations

Monitor, improve, expand.

Hosted by Airclerk, or deployed single-tenant into your own Azure tenant on request - so the controls, evidence and audit trail sit where your risk and compliance teams need them.

Start here

Book a Readiness Sprint.

A board-ready Claude implementation plan for your insurance operation in two weeks.

View the sprint
05 / Common questions

Insurance FAQ.

01How do insurers and MGAs use Claude, and how does Airclerk implement it?

Insurers, MGAs and underwriting teams use Claude across document-heavy work such as underwriting document review, claims file summarisation, renewal pack comparison, policy wording comparison, complaints handling, compliance evidence review and board reporting. Airclerk designs and implements these as governed workflows — connected to your documents, systems, permissions, human approval steps and audit trails — so Claude can move from pilot into production safely. We are Claude-preferred but platform-aware, and can implement on Copilot where that is your standard.

02What is AI Process Assurance and how does it apply to regulated insurance work?

AI Process Assurance is Airclerk's approach to making AI-assisted insurance work defensible: a Workflow Charter sets out the path a piece of work should follow, a Semantic Audit records what actually happened, and the result is a retained AI Workpaper. For underwriting, claims and renewals, that means the reasoning, evidence and human approvals behind an outcome are captured rather than lost, giving your risk and compliance teams something to stand behind.

03Does Airclerk capture a complete record of everything our AI does?

Airclerk records the work that runs through the instrumented workflows and tools it implements — the inputs, the steps, the evidence and the human approvals along that path. It does not claim to capture every interaction or guarantee total capture; what is evidenced is the designated work that flows through the governed rails Airclerk builds with you.

04Can Airclerk help us evidence our readiness for the Contracts of Insurance Act 2024?

The Contracts of Insurance Act 2024 reshapes proposal questions, policy wordings and claims decision processes for New Zealand insurers, with a backstop commencement of 15 November 2027. Airclerk helps you evidence your own readiness on the document side — plain-language wording reviews, proposal-question audits and consistency checks across a book — with the reasoning and evidence retained as an AI Workpaper. This is implementation and evidence support, not legal advice.

05Where does our data and audit trail sit when Airclerk implements a workflow?

Workflows can be hosted by Airclerk or deployed single-tenant into your own Azure tenant on request, so the controls, evidence and audit trail sit where your risk and compliance teams need them. Workflows connect to your existing documents and systems with permission-aware access, rather than requiring everything to move into a single new application.